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How to Use Your Tax Return to Kickstart a New Build

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Tax time doesn’t just mean paperwork and spreadsheets—it’s also a chance to make a meaningful move toward your dream home. For many Australians, the annual tax refund can range from a few thousand dollars to a five-figure sum. Instead of spending it on short-term luxuries, why not put that money to work as the foundation of your future?

At Raulston Family Homes, we’ve seen families across Wagga Wagga and Junee use their tax return as the perfect launchpad for a new build. Whether you’re just starting your research or ready to lay a slab, even a modest refund can help cover important upfront costs. That could mean securing your block of land with a deposit, conducting necessary site investigations like soil testing or contour surveys, or sitting down with our team to start drawing up your custom home design.

Using your refund now can also help you beat future price increases. As the cost of materials and labour continues to shift across the construction industry, locking in a build price earlier could save you thousands. With our fixed-price contracts and strong local supplier network, Raulston Family Homes gives you peace of mind in an uncertain market.

Don’t underestimate the power of planning early. Even if your full build won’t start until later this year or early 2026, you can use your refund to begin consultations, secure your preferred lot, and make key design decisions that will shape your entire project. Our Plans Book and Inclusions Book are great places to start, especially if you want clarity on cost-effective customisation options.

Looking for smart ways to stretch your refund even further? Ask our team about local discounts, bundled upgrades, and promotional offers that can add more value to your build without increasing your spend.

Use your refund wisely—download the Plans Book
Browse budget-friendly inclusions
Prep with the 7 Things Checklist

Your refund can do more than buy a new TV—it can build your future.

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Troy Raulston

Troy is a dedicated builder and business owner whose journey began in his school’s woodworking room, where he honed his craft during every lunch hour. What started as a passion for creating timber furniture grew into a lifelong career, fueled by his profound skill and vision. Now, Troy is shaping his future by building not only furniture but a thriving business.

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