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Cost of Living in 2026: How It Impacts Building Decisions

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Rising costs of living affect everything—including your dream home. Learn how interest rates, material costs, and smart planning can make building in Wagga Wagga and Junee more affordable.

Interest Rates & Borrowing Power

The RBA’s recent shifts in interest rates mean borrowing power has changed for many families. Builders offering fixed-price contracts, like Raulston, give peace of mind when repayments are uncertain.

Material & Labour Costs

While supply chain issues have eased since 2023, material and labour costs remain higher than pre-pandemic levels. Choosing a local builder helps reduce freight costs and delays.

Saving Money Without Compromise

Smart inclusions like LED lighting, insulation, and energy-efficient layouts lower long-term bills. Our Inclusions Book
is full of practical ideas to save money while keeping quality high.

Local Lifestyle Context

Wagga Wagga continues to attract families from Sydney and Melbourne seeking affordability. Building now positions you ahead of future demand. In Junee, lower land prices offer an entry point for first-time buyers.

Takeaway

Yes, the cost of living is rising—but with the right builder and smart planning, your dream home is still achievable in 2026.

Download the Plans Book

Explore the Inclusions Book

Use the 7 Things Checklist

Call Troy on 0483 951 147 to start planning today.

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Troy Raulston

Troy is a dedicated builder and business owner whose journey began in his school’s woodworking room, where he honed his craft during every lunch hour. What started as a passion for creating timber furniture grew into a lifelong career, fueled by his profound skill and vision. Now, Troy is shaping his future by building not only furniture but a thriving business.

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